statement (Finanial adviser)
|Name of financial adviser:
|| Carolyn Calder
|| PO Box 322, Rangiora 7440
|| (03) 310 3099 / (09) 525 1017
||(03) 312 8931 / (09) 525 1036
|This disclosure statement was prepared on:
||30 June 2014
It is important that you read this document
This information will help you to choose a financial adviser
that best suits your needs. It will also provide some useful
information about the financial adviser that you choose.
What sort of adviser am I?
I am a registered, but not authorised, financial advisor.
I can give you advice about: Arranging loans secured by mortgages
and charges over real property (land and buildings) and personal
property. I advise on sourcing loans from lenders including
trading banks, finance and mortgage lending companies for clients
with borrowing requirements.
What should you do if something goes wrong?
If you have a problem, concern, or complaint about any part
of my service, please tell me so that I can try to fix the problem.
If we cannot agree on how to fix the issue, you can contact
Financial Disputes Resolution Service (FDRS). This service will
cost you nothing, and will help us resolve any disagreements.
You can contact Financial Disputes Resolution Service at telephone number: 0508 377 746
How am I regulated by the Government?
You can check that I am a registered financial adviser at http://www.fspr.govt.nz.
The Financial Markets Authority regulates financial advisers.
Contact the Financial Markets Authority for more information,
including financial tips and warnings.
You can report information or complain about our conduct to
the Financial Markets Authority, but in the event of a disagreement,
you may choose to first use the dispute resolution procedures
described above (under What should you do if something goes
I, Carolyn Calder, declare that, to the best of my knowledge
and belief, the information contained in this disclosure statement
is true and complete and complies with the disclosure requirements
in the Financial Advisers Act 2008 and the Financial Advisers
(Disclosure) Regulations 2010.